On your journey to financial independence, you may find that you need some tools to simplify the process. Here are some of our favorite apps and resources available.
BUDGETING AND NET WORTH TOOLS
Personal Capital is our go-to app for net worth tracking. Easily link all your bank accounts, retirement accounts, loans, and more. Personal Capital will then create a dashboard showing you where you stand, so that you can take control of where you are going.
Are you looking for a free and simple way to create and track your monthly budget? Check-out Mint. It allows you to link your accounts in order to set customizable budget categories and make exportable reports based on income and expense activity.
YNAB is also a great budgeting app that allows you to link up your accounts and customize budget categories. It is cost-efficient and is set apart by its method of assigning a job to every dollar amount- similar to a zero based budgeting system.
Nav.it is a free budgeting app that focuses on creating a positive money mindset and building a sense of community. It allows you to link your accounts in order to pay down debt, automate savings, track spending and learn how to more optimistically navigate your financial future.
CASH BACK TOOLS
Rakuten is a service that helps users obtain cash back for every purchase they make using a rakuten link. If you prefer online shopping, you can install Rakuten as a browser extension so that you can take advantage of cash back offers. Just remember not to purchase things solely for the sake of rewards!
CREDIT TRACKING TOOLS
Credit Karma is our go-to credit tracking app. It allows you to open an account for free and have an estimated overview of your TransUnion and Equifax credit data without it affecting your credit score.
Annualcreditreport.com is sponsored by the three major credit reporting companies: Equifax, Experian, and TranUnion. Via this site, you may request your free annual copy of your official credit report. This is the ONLY official website authorized to provide this service.